:root{--bg:#07111f;--card:#0d1b2d;--line:#1e3652;--text:#edf6ff;--muted:#93a9bd;--accent:#00d4a6;--accent2:#42a5ff;--warn:#ffcc66;--danger:#ff6b6b}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;background:radial-gradient(circle at top,#102a46,#07111f 42%);color:var(--text)}a{color:var(--accent2)}.wrap{max-width:1280px;margin:auto;padding:28px 18px 70px}.hero{padding:28px;border:1px solid var(--line);border-radius:24px;background:linear-gradient(135deg,rgba(0,212,166,.12),rgba(66,165,255,.08));box-shadow:0 20px 60px rgba(0,0,0,.25)}h1{font-size:clamp(34px,6vw,64px);margin:0 0 10px}.tag{color:var(--accent);font-weight:800;letter-spacing:.08em;text-transform:uppercase}.sub{max-width:850px;color:var(--muted);line-height:1.6}.grid{display:grid;grid-template-columns:repeat(12,1fr);gap:18px;margin-top:18px}.card{grid-column:span 12;background:rgba(13,27,45,.94);border:1px solid var(--line);border-radius:20px;padding:20px}.half{grid-column:span 6}.third{grid-column:span 4}@media(max-width:900px){.half,.third{grid-column:span 12}}.section-title{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:14px}.section-title h2{margin:0;font-size:22px}.form-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}@media(max-width:900px){.form-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.form-grid{grid-template-columns:1fr}}label{display:block;color:var(--muted);font-size:13px;margin-bottom:6px}input,select{width:100%;background:#081524;border:1px solid #27435f;color:#fff;border-radius:12px;padding:12px 13px;outline:none}input:focus{border-color:var(--accent)}.money{font-variant-numeric:tabular-nums}.actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}button{border:0;border-radius:12px;padding:13px 18px;font-weight:800;cursor:pointer;background:var(--accent);color:#03231b}button.secondary{background:#19324b;color:#fff;border:1px solid #31516f}.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}@media(max-width:900px){.metrics{grid-template-columns:1fr 1fr}}@media(max-width:600px){.metrics{grid-template-columns:1fr}}.metric{background:#081524;border:1px solid #203b56;border-radius:15px;padding:15px}.metric small{color:var(--muted);display:block;margin-bottom:8px}.metric strong{font-size:22px}.positive{color:#62e6b8}.negative{color:var(--danger)}details{border-top:1px solid #203b56;padding:12px 0}summary{cursor:pointer;font-weight:800}.glossary{columns:2;column-gap:28px}@media(max-width:800px){.glossary{columns:1}}.term{break-inside:avoid;margin:0 0 14px;padding:12px;border:1px solid #1d3854;border-radius:12px;background:#091725}.term b{color:#bfefff}.term p{margin:6px 0 0;color:var(--muted);line-height:1.45}.notice{padding:12px;border-left:4px solid var(--warn);background:rgba(255,204,102,.08);color:#ffe8ad;border-radius:8px}.status{margin-top:12px;min-height:24px;color:var(--muted)}